Chapter Bank | Personal Banking

Banking for the modern financial life that speaks your language.

Your money moves multiple ways. Chapter Bank lets you hold fiat, crypto, and everything in between with the security of a bank. Open a multi-currency account, pay and get paid via SEPA and SWIFT.

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Current Accounts

Spend, save, and send money in the currencies that fit your life

Manage balances in multiple currencies, receive salaries or freelance income from abroad, and send money home, all from one personal account.

Multi-currency balances

SEPA & SWIFT transfers

Transparent real-time FX

Payments & transfers

SEPA and SWIFT payments, minus the paperwork and uncertainty.

Use SEPA for fast, low-cost European transfers and SWIFT when you need to reach banks worldwide. Clear delivery estimates and status updates.

Free SEPA transfers

Global SWIFT payments

In-app tracking

Current Accounts

Your crypto custodian, built into your bank

View your fiat balances and crypto holdings in one dashboard and move value between them in a couple of taps. Institutional-grade security powered by Fireblocks.

98% cold storage

Insured holdings

Zero-spread BTC/USD

Banking for the modern financial life that speaks your language.

Tell us who you are

Enter your details and verify your identity with a quick, secure check.

Fund your account.

Top up via bank transfer, card, or crypto deposit to your custodian wallet.

Start sending and spending.

Use SEPA, SWIFT, and your Chapter card to move money globally.

Now in Early Access

Chapter Card

Your multi-currency account deserves a card that matches. Load USD, EUR, GBP—or convert from crypto—and spend anywhere Mastercard is accepted.

What you'll get

Multi-currency spending

Spend directly in 180+ countries. Auto-converts at market rates.

Zero surprise fees

No foreign transaction fees. No annual fees. Clear limits.

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• Bonus on first load

• Priority shipping

• Exclusive design

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© 2026 Chapter Bank Limited. All rights reserved. Chapter Bank Limited is authorised and regulated by the Financial Services Unit (FSU) of the Ministry of Finance, Commonwealth of Dominica, under the Offshore Banking Act 1996 and 1997. Company No: 2025/C0061. Michael Douglas Boulevard, Portsmouth, Dominica.