Pricing & Fees
We commit to providing transparent and competitive fees with no surprise charges.
Account Fees
SERVICE
PERSONAL
BUSINESS
Monthly fee
Free
$12 / month
Account opening (one-time)
Free
$50
Extra currency account
Free
$3 / month per currency
Online banking
Included
Included
Physical card
$5 (one-time)
$10 (one-time)
Virtual card
Free
Free (up to 3), then $10 each
Digital statements
Free
Free
Payment Fees
Transfer Type
Fee
Speed
Incoming SWIFT wire
$10
Same or next working day
Outgoing SWIFT wire
$20–$30
Same or next working day
Incoming SEPA (euros)
Free
Same or next working day
Outgoing SEPA (euros)
$1–$3
Same or next working day
SEPA Instant
$5 (one-time)
Same or next working day
Transfer between Chapter accounts
Free
Same or next working day
Other Fees
Foreign Exchange
Conversion spread: 0.75% to 1.5% depending on currency and volume 50+ currency pairs availableNo hidden mark-ups -- the rate you see is the rate you get
Crypto Business Banking
Pricing for cryptocurrency businesses is agreed individually. Contact: business@chapterbank.com
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© 2026 Chapter Bank Limited. All rights reserved. Chapter Bank Limited is authorised and regulated by the Financial Services Unit (FSU) of the Ministry of Finance, Commonwealth of Dominica, under the Offshore Banking Act 1996 and 1997. Company No: 2025/C0061. Michael Douglas Boulevard, Portsmouth, Dominica.
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